Scam Watch - Autumn '26

Scammers change their tricks all the time. Here are the ones being reported most this autumn, and how to spot them.

1. 'Hi Mum' / 'Hi Dad' messages

A WhatsApp or text from an unknown number claiming to be your son or daughter on a new phone, who urgently needs money. Always phone your child on the number you already have before doing anything.

2. Messages from friends who've been hacked

A message from a real friend's account asking for an urgent loan. Their account has been taken over. Call them to check - don't reply to the message.

3. Fake parking fine texts

Texts claiming you have an unpaid parking fine, linking to a convincing copy of the GOV.UK website that asks for your card details. GOV.UK does not send texts like this.

4. Fake 'virus detected' pop-ups

A web page suddenly claims your iPhone or computer has dozens of viruses and tells you to download something or call a number. It's fake - simply close the page.

5. Fake TV Licencing and bank emails

Emails saying your TV Licence payment failed, or asking you to 'review your account' with NatWest or confirm a direct debit with Nationwide. Never click the links - log in using your own bookmark or app instead.

6. Fake WASPI compensation websites

Websites falsely offering government compensation to women born in the 1950s, which then ask for bank details and ID. Never give bank details or ID to a website claiming to process WASPI compensation - any genuine news would come from GOV.UK.

7. Courier fraud

A caller pretends to be from your bank or the police, says there's a problem with your account, and arranges for a courier to collect your bank card, PIN or cash. Your bank and the police will never ask you to hand over or post your card, PIN or cash.

The golden rule

Stop. Take your time. If in doubt, hang up and call your bank on 159, or use a number you already trust - never one the caller or message gives you.

Not sure about a message? Forward it to me before you click - HTS are always happy to take a look.